asset-liability gap


asset-liability gap
See gap

Big dictionary of business and management. 2014.

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  • Asset liability management — In banking, asset liability management is the practice of managing risks that arise due to mismatches between the assets and liabilities (debts and assets) of the bank.Banks face several risks such as the liquidity risk, interest rate risk,… …   Wikipedia

  • Asset liability mismatch — In finance, an asset liability mismatch occurs when the financial terms of the assets and liabilities do not correspond. For example, a bank that chose to borrow entirely in U.S. dollars and lend in Russian rubles would have a significant… …   Wikipedia

  • Asset–liability mismatch — In finance, an asset–liability mismatch occurs when the financial terms of an institution s assets and liabilities do not correspond. Several types of mismatches are possible. For example, a bank that chose to borrow entirely in US dollars and… …   Wikipedia

  • asset-liability management — The management of assets and liabilities in order to influence the credit risk, interest rate risk, and liquidity risk of a bank. See asset and liability management committee; gap analysis …   Big dictionary of business and management

  • gap — asset liability gap 1) A measure of interest rate risk used in banking. It comprises the difference between rate sensitive assets (i. e. loans) and rate sensitive liabilities (i. e. deposits) within a particular range of repricing time periods.… …   Big dictionary of business and management

  • Gap Analysis — 1) The process through which a company compares its actual performance to its expected performance to determine whether it is meeting expectations and using its resources effectively. Gap analysis seeks to answer the questions where are we?… …   Investment dictionary

  • asset and liability management committee — ALCO A senior management committee of a bank or financial institution that has overall responsibility for setting and overseeing risk control policies in relation to the balance sheet (see asset liability management; gap analysis). In some cases… …   Big dictionary of business and management

  • gap analysis — 1) A methodical tabulation of all the known requirements of consumers in a particular category of products, together with a cross listing of all the features provided by existing products to satisfy these requirements. Such a chart shows up any… …   Big dictionary of business and management

  • Asset and Liability Management — Gestion actif passif Pour les articles homonymes, voir ALM. Poste Montant Comptes débiteurs 10 Prêts immobiliers aux ménages 25 Prêts d investissement aux entreprises 20 Titres d état 5 Dépôts et épargne …   Wikipédia en Français

  • Dynamic Gap — Refers to asset and liability risk management at financial institutions. An asset liability model that takes into account projected future balances or the difference between interest sensitive assets and interest sensitive liabilities at specific …   Investment dictionary